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OCC Reiterates Preemption Principles In Light Of Coronavirus Relief Measures

June 22, 2020, Covington Alert

In response to the COVID-19 pandemic, state and local lawmakers have implemented measures requiring financial institutions to provide relief to consumers, such as forbearance on loan payments or waiving fees. The OCC has released a bulletin reminding stakeholders that federally-chartered institutions generally are governed primarily by uniform federal standards and are not subject to state-law limitations.

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