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Marialuisa (ML) Gallozzi has helped for-profit and nonprofit policyholders develop and execute efficient and practical insurance recovery strategies. As lead counsel, she has helped secure over half a billion dollars for high-value first-party losses and third-party liabilities. In addition to representing policyholders in insurance claims, she also advises policyholders in placing and tailoring insurance coverages for unique risks, transferring risk in contracts and transactions, and preparing for and managing crises.

Product Recall 

  • Developed an innovative coverage theory and recovered millions from first party and third party insurers who had sued to rescind coverage for losses in connection with an international food recall.
  • Advised food manufacturers on the procurement of specialty coverage for and claims under contamination and tampering risks.


  • Advised a media company on coverage for a claim under a technology errors and omissions (“E&O”) policy. 
  • Advised a sports league on its renewal of a privacy and network liability policy.


  • Represented nonprofit organizations in property damage recoveries, including recovery for earthquake damage to historic Union Station. 
  • Represented a financial services company in recovering for its property and business interruption losses caused by the September 11 terrorist attacks.

Error and Omissions Liability

  • Advised multiple businesses in developing E&O coverage for diversified operations.

Directors and Officers Liability

  • Represented medical device manufacturer in obtaining a full limits recovery for costs of a government investigation.
  • Represented nonprofit media corporation in the recovery of defense costs under D&O coverage for a governmental investigation by obtaining a reversal of the insurer’s denial of coverage.

General Liability

  • Represented a nonprofit organization in securing coverage from an indemnitor for property damage claims.
  • Represented multiple pharmaceutical and medical device manufacturers in securing defense and indemnity coverage for mass tort claims and settlements.

Insolvencies/Guaranty Funds

  • Represented professional services company in negotiating settlement of multiple litigations involving several guaranty associations and an insolvent insurer. 
  • Negotiated numerous multi-million dollar settlements with insolvent insurers for pharmaceutical, medical device, manufacturing and utility companies.

Crisis Preparation and Management

  • Drafted protocols for after-action reviews for major international food manufacturer.
  • Assisted biotechnology company in preparing for crisis events, including product recall, public relations incident, executive absence, regulator investigations, and power failure. 
  • Advised a consumer product marketing company on communications to interested parties related to a dietary supplement recall. 
  • Representing a component manufacturer before FDA in connection with an international medical device recall. 


  • Advised a multinational company on an international pooling agreement. 
  • Advised a pharmaceutical company on insurance brokerage and consulting agreements. 
  • Represented a major American food company in complex novation transaction involving workers compensation policies. 

Employee Theft

  • Represented global companies in significant employee theft losses in the United States and Africa.
  • Obtained multiple insurance recoveries for employee theft losses arising out of foreign operations for a global health nonprofit organization.


  • Advises biotechnology companies on procurement of insurance coverages in connection with clinical trials agreements. 
  • Assisted a government contractor in obtaining coverage for international medical evacuation costs. 

Pro Bono

  • Ms. Gallozzi is co-counsel for nonprofit D.C. Appleseed in proceedings that led to an order by the DC Commissioner of Insurance, Securities and Banking directing a nonprofit health insurer to develop a plan to spend $56 million of excess surplus on community health needs in the District of Columbia.
  • District of Columbia Superior Court, Civil Mediator (1997-2009) and Child Protection Mediator (2004-2009)
  • National Head Start Association, 25th Anniversary Star Honoree

Memberships and Affiliations

  • American Bar Foundation, Fellow
  • American Law Institute, Member
  • American College of Coverage Counsel, Board of Regents and ADR Committee Co-Chair
  • Risk and Insurance Management Society, Virginia Chapter
  • American Bar Association, ADR Section
  • DC Appleseed, Board Member
  • Recognized by Washington DC Super Lawyers as one of the “Top 100 Lawyers” and “Top 50 Women Lawyers” (2019, 2020)
  • Named in 2014 by Business Insurance as among "25 Women to Watch"
  • American College of Coverage Counsel Board of Regents and Co-Chair of ADR Committee
  • Chambers USA, leading Insurance - Policyholder lawyer
  • Best Lawyers in America 
  • Guide to the World’s Leading Insurance and Reinsurance Lawyers, Legal Media Group/Euromoney 
  • The International Who’s Who of Business Lawyers 
  • Washingtonian, Best Lawyers
  • Charles F.C. Ruff Pro Bono Lawyer of the Year (2004)