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Andrew Smith advises clients on retail financial services, data protection, advertising and consumer protection, technology, credit reporting, and e-commerce issues. He assists banks, non-bank lenders, technology companies, and their vendors with regulatory compliance, litigation, and transactional matters.

Prior to re-joining the firm, Mr. Smith served as Director of the Bureau of Consumer Protection at the Federal Trade Commission (FTC), where he was focused on investigations and enforcement of privacy, data security, financial services, and marketing laws and regulations across a broad range of areas, including fair lending, technology platforms, digital advertising, payments, telemarketing, lead generation, affiliate marketing, consumer reporting, and small business financing. He also oversaw the Bureau’s extensive rulemaking and workshop proceedings, including on endorsement guides, security of financial data, subscription marketing, contact lenses, and children’s privacy. Additionally, he led the FTC’s COVID-19 pandemic-related enforcement and consumer education efforts. In a previous role as Assistant to the Director of the Bureau of Consumer Protection at the FTC, Mr. Smith led a team of professionals to develop and draft ten rules and six studies under the Fair Credit Reporting Act.

Memberships and Affiliations

  • American Bar Association, Consumer Financial Services Committee, Former Chair (2015- 2018)
  • American College of Consumer Financial Services Lawyers, Fellow

Previous Experience

  • Federal Trade Commission, Director of the Bureau of Consumer Protection (2018-2021)
  • Federal Trade Commission, Assistant to the Director of the Bureau of Consumer Protection; FCRA Program Manager (2001-2005)
  • Securities & Exchange Commission, Senior Counsel, Office of General Counsel; Acting Assistant General Counsel (1997-2000)
  • BTI Client Service All-Star (2018)
  • Best Lawyers in America (2012-2018)
  • Chambers USA (2014-2016)
  • Chambers Global (2014-2016)
  • Legal 500 US (2012, 2015, 2017)
  • IFLR1000 (2012)