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Jean Veta is described by Chambers USA as "one of the premier banking and financial regulatory enforcement litigators in the country” and is ranked first in Chambers USA's Band 1 for Banking Enforcement and Investigations. She defends financial institutions and their officers and directors in civil and regulatory enforcement matters, government investigations, internal corporate investigations, and congressional investigations. One client said, "[s]he brought a discipline and toughness that was necessary in dealing with private litigants and was very experienced at dealing with government litigants." Ms. Veta was named by The American Lawyer as Litigator of the Week and by Best Lawyers in America as Washington's Lawyer of the Year for Banking and Finance Litigation.

  • Representing a bank’s board of directors (i) in conducting an internal investigation regarding a member of executive management and (ii) in discussions with federal bank regulator that resulted in no formal enforcement action.
  • Representing several global and large national banks on a number of separate and distinct enforcement inquiries by the OCC and the CFPB regarding various sales practices issues
  • Representing a regional bank in FRB enforcement inquiry regarding overdraft practices.
  • Representing a regional bank in successfully responding to a CFPB PARR letter regarding compliance with mortgage underwriting and ability-to-repay standards.
  • Representing a bank in successfully responding to an FDIC investigation, alleging violations of consumer protection laws in connection with online program with a lending partner; no formal enforcement action was taken.
  • Representing the former GE Capital Retail Bank in consent orders with the CFPB and U.S. Department of Justice regarding alleged violations of the consumer protection laws and the fair lending laws in connection with certain so-called credit card add-on products and debt collection practices.
  • Representing Cole Taylor Bank in investigation and consent cease and desist/civil money penalty order with the Federal Reserve Board and the Illinois state banking authority to resolve claims alleging unfair and deceptive practices related to a student deposit product offered in connection with a former counterparty deemed to be an “institution-affiliated party.”
  • Representing GE Capital in a CFPB investigation and consent order related to credit cards used for health-care services.
  • Representing a major financial institution in a CFPB investigation regarding UDAAP issues.
  • Representing a bank in the U.S. Justice Department’s “Operation Choke Point” initiative that focuses on banks doing business with third-party payment processors and pay-day lenders and alleges violations of FIRREA.
  • Representing the former CEO of IndyMac Bancorp in matters arising out of the failure of IndyMac Bank, including knocking out all but one claim in SEC’s once wide-ranging securities enforcement case and settling the last remaining claim, without admitting or denying liability, as a negligence-based claim for $80,000 and a commitment to comply with the securities laws; successfully resolving an FDIC lawsuit; and defending against and/or successfully resolving several securities class action lawsuits, mortgage-backed securities cases, and purported ERISA class action lawsuits. 
  • Representing Affinity Financial Corporation and Waterfield Financial Services in a joint Federal Reserve Board and Federal Deposit Insurance Corporation investigation and consent order alleging unsafe and unsound banking practices related to an affinity deposit program.
  • Representing a financial institution in an FTC investigation and district court injunction/civil money penalty order to resolve FTC claims regarding alleged violations of the Fair Credit Reporting Act.
  • Representing the independent consultant, Treliant Risk Advisors LLC, in conducting a required independent review of a financial firm’s mortgage foreclosure practices.
  • Representing a financial institution in a False Claims Act investigation by the U.S. Small Business Administration and U.S. Department of Justice.
  • Representing Wells Fargo in connection with a Federal Reserve Board investigation and consent order with respect to alleged falsification of customer income and customer steering by Wells Fargo Financial sales personnel in the origination of consumer mortgage loans.
  • Representing financial institutions and their officers and directors in defending against proposed and/or actual civil money penalties, prohibition orders, consent orders, and formal agreements concerning such issues as alleged call report violations, violations of fiduciary duties, consumer compliance issues, brokered deposit issues, loan loss reserves, and other safety and soundness issues.
  • Representing financial institutions in enforcement inquiries regarding lending discrimination issues brought by the U.S. Department of Justice and the federal bank regulators.
  • Representing financial institutions on anti-money laundering inquiries involving the U.S. Departments of Justice and Treasury (FinCEN) and the federal bank regulators.
  • Representing financial institutions in conducting internal investigations on compliance with safety and soundness issues, internal controls, and domestic and foreign anti-money laundering laws. 
  • Representing a major bank in conducting an independent investigation requested by the bank’s federal regulator regarding potential criminal violations.

Enforcement Actions 

  • Representing a major U.S. bank in responding to regulators’ threat to impose civil money penalties related to add-on products.
  • Representing directors of a national bank in persuading the OCC not to impose civil money penalties.
  • Representing a national bank in negotiating a cease and desist order.
  • Representing a bank in responding to a CFPB civil investigative demand related to certain credit products.
  • Representing two former national bank officers in formal OCC enforcement actions regarding loan underwriting and related safety and soundness issues.
  • Representing Freddie Mac in connection with establishment of Federal government conservatorship.

Lending Discrimination

  • Representing a bank in inquiries by the Federal Reserve Board and, subsequently, the U.S. Department of Justice regarding alleged pricing discrimination; persuaded the Department of Justice to return the referral for regulatory resolution that did not result in a public enforcement order.
  • Representing a bank in successfully resolving an FDIC inquiry regarding alleged pricing discrimination.
  • Representing financial institutions in U.S. Department of Justice inquiries resulting from regulatory referrals.
  • Representing financial institutions on fair lending compliance inquiries by the federal bank regulators, including with respect to recent HMDA data issues.
  • Representing banking organizations in defending against merger application protests brought before the Federal Reserve and the OCC involving fair lending and CRA issues.

Anti-Money Laundering

  • Representing directors and shareholders of a foreign bank designated as an institution of primary money laundering concern by the U.S. Treasury Department.
  • Representing financial institutions in conducting internal investigations on compliance with domestic and foreign anti-money laundering laws.
  • Representing a major company in implementing a FinCEN Geographic Targeting Order.
  • Representing non-financial institutions in performing risk assessments, developing anti-money laundering programs, and addressing compliance issues.
  • Representing in criminal money laundering investigations a senior officer of a foreign bank subject to US jurisdiction.

Pro Bono

  • Representing a civil rights organization in addressing issues related to transgender students.
  • Representing a pro-choice organization in Congressional select investigative panel’s investigation into fetal tissue research.
  • Representing a coalition of civil rights organizations and religious leaders in ballot initiative matters that resulted in Maryland becoming one of the first states to approve marriage equality by popular vote.
  • Representing civil rights organizations, an interfaith group of clergy, and four same-sex couples in successfully opposing, as amicus curiae, a Washington DC ballot initiative, which sought to rescind DC’s legislation recognizing marriage equality.
  • Representing a reproductive healthcare clinic in the U.S. Department of Justice’s prosecution of an anti-abortion activist for physically obstructing and intimidating clinic patients.

Memberships and Affiliations

  • DC Bar’s Delegate to the ABA House of Delegates (2013-present)
  • American Bar Association Section of Litigation, held various positions in the Section’s leadership over a number of years, including Secretary and Managing Director.
  • Tulane Law School, Dean’s Advisory Board (2006-present)
  • Tulane Law Review, Board of Advisory Editors (1992-present)

Previous Experience

  • Deputy Associate Attorney General, United States Department of Justice (2000-2001)
  • Deputy General Counsel, United States Department of Education (1998-2000)
  • Recognized by The Washington Business Journal with the "LGBTQ Business Leader" Award (2018).
  • Recognized by Chambers USA as a finalist for the “Outstanding Achievement Award” at the 2015 Chambers USA Women in Law Awards. 
  • Recognized as “Litigator of the Week” by Am Law Litigation Daily (Dec. 20, 2012) for her successful defense of the former CEO of IndyMac Bank.
  • Recognized by Chambers USA as a finalist for "Finance Lawyer of the Year" at the 2013 Chambers USA Women in Law Awards.
  • Recognized by Chambers USA as a finalist for "Regulatory Lawyer of the Year" at the 2012 Chambers USA Women in Law Awards.
  • Recognized by Chambers USA as a leader in the field of Financial Services/Regulatory Enforcement and Investigations (2006-2019).
  • Recognized by Super Lawyers as one of Washington’s 2015 “Top 100.” 
  • Recognized by Best Lawyers in America as "Washington's Litigation - Banking & Finance Lawyer of the Year" (2020, 2018, 2014).
  • Recognized in American Lawyer article naming Covington as a Litigation Department of the Year finalist (2014).
  • Named to "Best in Financial Regulation" shortlist by Euromoney Legal Media Group, Americas Women in Business Law Awards (2014).
  • Recognized by LawDragon as one of the 500 Leading Lawyers in America (2014)
  • Recognized in Best Lawyers in America for Banking and Finance Law (2008-2019); Financial Services Regulation Law (2012-2019); and Litigation - Banking & Finance (2012-2019).
  • Recognized by Washington DC Super Lawyers as one of the top lawyers in white collar criminal defense (2007, 2010-2019) and as one of the “Top 50 Women Lawyers” in Washington DC (2013-2018).
  • Recognized by The Legal 500 US in Financial Services: Regulatory (2011, 2014-2016); Finance - Financial Services: Litigation (2011-2015); and SEC Investigations and Enforcement Actions (2007, 2010).